Should you replace that worn out car?

Your debt has been paid down, and your finances are in better shape than they have been in a long time. Is it time to go out and buy a new car to replace the clunker you are driving? The answer is NO if you are in the process of buying a home. Even though you have obtained a home loan,  the closing is not complete. You can wreck the process by deviating from your normal spending patterns. The additional expense of a newer car can be enough to derail the loan and cost you the house. If you are ready …

Read More

Interest Rates Expected to Rise

Interest rates are expected to rise over the next few months. If you are considering financing, or refinancing a home this year now would be a good time to consider it. As interest rates rise the amount of money one can borrow is typically impacted because monthly payments will increase, or the terms have to change. If you would like to talk about where things are, and what I may be able to offer please contact me either by phone, or email. My contact information can be found at the bottom of the email you received from me. I am here to help.

Read More

Finding and Financing Your Dream Home

Finding and financing your dream home takes work. It even takes more work when you try to do it alone. Consider some of the tips below to help you make informed decisions and choose the right team for your success. The Right Realtor You may think that you can randomly drive around and find a home that will meet your needs, but that will often take a lot of time and there could be issues you would never discover on your on. Good realtors know what the market is for properties and they also know how to put you in the …

Read More